Join Stripe as a Credit Risk Associate in Bangalore

Company Overview

About Stripe

Stripe serves as a leading financial infrastructure platform for businesses across the globe. From major corporations to innovative startups, millions rely on Stripe to manage payments, enhance revenue, and tap into new business avenues. Our mission is to elevate the GDP of the internet, and with an immense workload ahead, we offer you a unique chance to contribute to the global economy while engaging in meaningful work.

Team Insight

We are excited to unveil Stripe Delivery Centers, a new global initiative aimed at designing and expanding Stripe’s operations for the future. We seek enthusiastic and inquisitive individuals who are driven by the challenge of addressing global user concerns, optimizing operations, and fostering process enhancements. If you thrive in tackling complex, large-scale challenges and enjoy teamwork, we would love to connect with you!

Your Role

As part of the Credit Operations team, you will play a pivotal role in maintaining a robust financial ecosystem for businesses worldwide. Your work will significantly influence Stripe’s growth and profitability by supporting both emerging and established businesses. This team is responsible for performing credit risk evaluations, underwriting various user sizes, and suggesting mitigation strategies that empower Stripe to take calculated risks on behalf of its users.

Key Responsibilities

• Engage with a diverse range of merchants, from dynamic startups to established institutions, assessing their business models and financial health.
• Manage Stripe’s portfolio by gaining deep insights into risks across various industries, regions, and operational frameworks.
• Assess the unique risks of intricate business models and implement suitable loss mitigation strategies based on your evaluations.
• Leverage analytics to refine strategies applicable across Stripe’s portfolio.
• Spot risk indicators and trends, reporting these to the broader risk team to ensure cohesive collaboration.
• Identify shortcomings in existing systems, policies, and strategies, while proposing enhancements and process innovations.
• Gain firsthand knowledge of Stripe's operations from the ground up and make a tangible impact on the organization's future.
• Contribute to the development of a new team and operational culture at Stripe.
• Collaborate with global operations specialists or business process owners to facilitate critical workflows.

Ideal Candidate

We invite applicants who meet our fundamental requirements for this position. If you fulfill these criteria, we encourage you to apply and explore this exciting opportunity.

Monday to Friday, 9 AM – 5 PM (full-time)